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AUSTIN RATE & HOLDING-PERIOD DESK

Budget the whole exit.
See what survives the sale.

Connect upfront cash, carrying costs and the sale settlement before calling the project profitable.

YOUR DECISION MAP
  1. 01Set your assumptions
  2. 02See the trade-offs
  3. 03Keep, compare or share

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Investment & selling

Fix-and-flip project cash

Bring purchase, rehab, contingency, financing, carrying costs and sale into one cash ledger.

Fine-tune the details 6 more assumptions +

These assumptions are part of the result even when this panel is closed. Review them for your situation.

Starting values are illustrative scenarios, not local prices, rates, fees or eligibility rules. Enter the figures for your own situation.

YOUR DECISION, IN NUMBERS

METHOD 2026-10-24.3
Project cash profit / loss before tax$18,500
Cash contributed before sale$119,000
Cash returned at sale$137,500
Additional cash needed at sale$0
Holding-period interest$7,500
Other carrying costs$3,000
Entered selling charges$11,000
Sale price for project cash break-even$280,928
Return on all contributed cash15.55%

No rehab draw schedule, lender approval, legal fee or commission rate is inferred. A closing cash deficit needs actual funding. Return is for the full project holding period, not annualized. Sale price is an assumption; income taxes, time value and an external investment return are excluded.

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YOUR GOAL FIRST / MITEY

Find a better fit.
For your next move.

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About: Fix-and-flip project cash · Austin

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A SMALL CHANGE / A DIFFERENT VIEW

The sale takes three months longer

Project cash profit / loss before tax

Current scenario$18,500
Changed assumption$13,250

One assumption changes; everything else stays the same. This is a stress scenario, not a forecast.

READ THE RESULT

What the numbers are telling you.

  1. The loan is funding, not revenue. Its principal is paid back from the sale before cash is returned.
  2. The contingency in this scenario is spent, so it belongs in both the budget and project cost.
  3. Project return uses all cash contributed, including any additional cash required at the sale. It is not an annual return.
A GOOD QUESTION

Does a higher sale price guarantee a worthwhile flip?

No. Acquisition, rehab, points, holding costs and selling charges can absorb the increase. Test a delayed exit and compare project profit with the total cash required. An estimated closing deficit still needs actual funding.

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YOUR COMPARISON TABLE

Keep the possibilities
side by side.

Save up to eight scenarios on this device. Each retains its own tool and assumptions; outputs from different methods are labeled separately. Download a plan before moving to another browser or independent portal.

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OPEN METHODS / BETTER QUESTIONS

Understand what the number means.

The calculation

Advance the entered interest-only loan at the start. Treat rehab and its entered contingency as spent upfront. Add origination points, monthly interest and carrying costs. At sale, deduct entered selling charges, exit points and loan principal before comparing returned cash with all cash contributions.

Before acting on the result

No rehab draw schedule, lender approval, legal fee or commission rate is inferred. A closing cash deficit needs actual funding. Return is for the full project holding period, not annualized. Sale price is an assumption; income taxes, time value and an external investment return are excluded.

Use actual property documents, matching lender estimates and qualified advice where needed. No calculator, API or MCP tool here issues an approval or guarantees a rate.

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