AUSTIN RATE & HOLDING-PERIOD DESK
Put points, fees, interest and the exit balance on the same timeline.
41 tools. One connected workspace.
Refinance
Compare fees, points, interest and equity over the same intended ownership period.
YOUR DECISION, IN NUMBERS
METHOD 2026-10-24.3Not regulatory APR. Sale, refinancing, tax effects and time value are excluded.
Explore financing options for this plan ↗YOUR GOAL FIRST / MITEY
Buying, refinancing or financing a business? Tell us what you want to achieve. Ask MITEY to help you understand the options, costs and next steps worth comparing.
We aim to help you seek competitive terms. Rates and options depend on the provider, product and your circumstances. A request is not a loan application, approval or guaranteed rate. Any provider introduction requires confirmed availability and your permission.
Offer A monthly P&I
One assumption changes; everything else stays the same. This is a stress scenario, not a forecast.
Two rates can produce different principal repayment during the same holding period. Remaining balances help explain the equity difference; they are not an extra fee.
Ask about your next step ↗THE LONG VIEW
YOUR COMPARISON TABLE
Save up to eight scenarios on this device. Each retains its own tool and assumptions; outputs from different methods are labeled separately. Download a plan before moving to another browser or independent portal.
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OPEN METHODS / BETTER QUESTIONS
Both offers use equal balances/terms. Compare interest paid during the holding period plus points and lender fees; principal repaid is equity, not a borrowing expense.
Not regulatory APR. Sale, refinancing, tax effects and time value are excluded.
Use actual property documents, matching lender estimates and qualified advice where needed. No calculator, API or MCP tool here issues an approval or guarantees a rate.